Foreclosure Defense

South Florida Foreclosure Defense Attorneys

Don’t Face Foreclosure Alone; Turn to Bilu Law

On April 2, 2020, in response to the COVID-19 pandemic, Governor Ron DeSantis issued a moratorium on all mortgage foreclosures. Despite the ongoing economic impact of the pandemic, on October 1, 2020, this moratorium expired. The governor’s decision to let Executive Order 20-211 expire without an extension has thrown many families into crisis mode. You may be worried about losing your home or your business. You don’t have to go through this on your own.

Now more than ever, Bilu Law believes everyone deserves strong advocacy when facing challenging circumstances like foreclosure and eviction. Since 2004, we have helped clients across the Pompano Beach and Miami areas defend their rights and even save their homes. As a firm, we are responsive and provide services in both English and Spanish. When you need someone on your side, call us.

Bilu Law is there when you need us most. Speak with one of our foreclosure defense lawyers today for legal help in Pompano Beach or Miami. Call (954) 239-7386 orconnect with us online.

What to Do if You Are Facing Foreclosure

When dealing with a foreclosure, you want to be very careful. This is a complicated process, and there are a lot of moving parts. Additionally, there are many scammers out there pretending to be U.S. Department of Housing and Urban Development foreclosure counselors (also known as HUD-approved counselors). To avoid being taken advantage of, turn to our professional foreclosure defense attorneys, conveniently located in Pompano Beach and Miami. Bilu Law has the foreclosure avoidance resources you are looking for.

What to do if you are facing foreclosure:

  • Collect your financial and mortgage paperwork
  • Collect and record all communications from your lender, including late payment notices
  • Call our foreclosure defense lawyers to discuss your options

Does the CDC Eviction Order Apply to Homeowners?

On September 4, 2020, the Centers for Disease Control and Prevention (CDC) issued a temporary moratorium on evictions through the end of the year. This was done as a measure to slow the continued spread of COVID-19. However, this order specifically deals with residential renters and lessees, not homeowners or commercial property owners. In fact, the CDC order defines “evict” and “eviction” asspecifically not inclusive of home mortgage foreclosures.

What Are My Options?

Many people facing foreclosure report feeling overwhelmed, ashamed, and completely isolated. You are not alone in this, and you have nothing to be ashamed of. If you are dealing with a foreclosure, you may have options you are unaware of, and you deserve the support of a knowledgeable attorney who will look out for your best interest, not the banks.

Potential options when dealing with a foreclosure include:

Bilu Law provides fast-acting legal services that are compassionate and tailored to our clients’ specific needs. We know how difficult the foreclosure process can be. Our firm works hard to provide our clients with strong, supportive legal representation to help them feel more confident and self-assured when making important legal decisions.

Get the Foreclosure Surplus Funds You Are Owed

When a foreclosed property is sold, the sale is often for more than the stated value in the Final Judgment of Foreclosure. This creates a surplus of funds. As property values continue to increase in South Florida, when the COVID-19 moratorium on foreclosure sales is lifted, foreclosure surpluses will likely continue to be a common occurrence. As the homeowner, you may have a right to some, if not all, of these surplus funds. However, a specific legal process must be completed before the funds are released to homeowners.

First, the funds must be used to pay any junior lienholders. A junior lienholder is any financial institution that holds a second mortgage or home equity loan related to your property. In Florida, they have one year to file a claim with the court. Only after these claims are cleared will you be able to collect any remaining funds. Do not let anyone deny you the surplus funds you are entitled to. When you need legal guidance, turn to Bilu Law.

Our law firm has over 15 years of experience handling foreclosure cases in South Florida. To learn how we can help you, contact us at (954) 239-7386 or schedule a free consultation online.







  • Made us feel comfortable & set our minds at ease!

    “My wife and I recently hired Ron BIlu to help us file a bankruptcy. Ron explained everything in detail to us, kept us up to date on everything throughout the process, made us feel comfortable, set our minds at ease, and generally made it go smoother than I”

    - John
  • Very professional and treated me with the utmost respect.

    “I sought his service after several unsuccessful attempts to modify my home loan. He was not focused on the retainer fee but rather to help me accomplish my goal.”

    - Carola
  • I would 100% recommend!

    “Ron and his staff (Especially Cindy!!) were fantastic, kept us constantly up to date on the progress of our case, and were great at advising us on the best course of action.”

    - Paul
  • An attorney of the highest caliber.

    I would recommend him to anyone looking for an honest, trustworthy attorney

    - David
  • Exception expertise & service.

    “For both cases, Ron and the supportive staff went the extra mile demonstrating exceptional expertise and customer service.”

    - Jewel
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Clients Share Their Experience

  • “My wife and I recently hired Ron BIlu to help us file a bankruptcy. Ron explained everything in detail to us, kept us up to date on everything throughout the process, made us feel comfortable, set our minds at ease, and generally made it go smoother than I”

    - John
  • “I sought his service after several unsuccessful attempts to modify my home loan. He was not focused on the retainer fee but rather to help me accomplish my goal.”

    - Carola
  • “Ron and his staff (Especially Cindy!!) were fantastic, kept us constantly up to date on the progress of our case, and were great at advising us on the best course of action.”

    - Paul
  • I would recommend him to anyone looking for an honest, trustworthy attorney

    - David
  • “For both cases, Ron and the supportive staff went the extra mile demonstrating exceptional expertise and customer service.”

    - Jewel
/

Committed to Protecting Your Rights


  • Extensive Experience

    We've helped thousand of clients with their legal needs spanning across 67 counties in Florida.

  • Responsive

    We provide fast-acting and accessible legal advice. Our attorneys are there when you need them the most.

  • Hablamos Español

    Our team speaks Spanish to ensure that you understand the legalities of your case.

  • International Law Firm

    We are members of an international law firm network that allows us to assist clients nationally and worldwide.

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