Loan Modification Attorneys in South Florida
Are You Struggling to Afford Your Mortgage? Visit Us at Our Officers in Pompano Beach & Miami.
If you’ve found yourself in a situation where you’re having difficulty affording your home loan, you are far from alone. AtBilu Law, we know there are thousands of people in a position like yours nationwide. If foreclosure’s become a very real fear for your future, reach out to us now for help with changing the terms of your existing mortgage.
Sometimes all people need is a significant tweak to their obligations in a mortgage to be able to comfortably afford their debt obligations. Lenders are aware of this, and many may be willing to work with your loan modification attorney in South Florida to make temporary or permanent adjustments to your monthly payments. Working with us could mean saving hundreds or thousands of dollars a month on your home loan payments and getting ahead of your financial situation before foreclosure becomes a real threat.
If you need mortgage relief through an adjustment of your loan agreement, reach out to Bilu Law online or call us at (954) 239-7386.
Why Choose Bilu Law?
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Decades of ProficiencyWith two decades of dedicated service, we've assisted countless clients with their legal needs, covering 67 counties in Florida.
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Swift and AccessibleOffering seasoned legal guidance, our attorneys respond promptly and are easily accessible when you require their expertise.
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Hablamos EspañolOur proficient team, including Spanish speakers, ensures that you fully comprehend the intricacies of your case.
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Global Legal ExpertiseWe are proud members of an international law firm network, enabling us to provide assistance to clients nationally and worldwide.
Do I Qualify for a Loan Modification?
People who want to adjust the terms of their mortgage agreement have the best chance of doing so when certain circumstances are true for their situation.
You may qualify for a loan modification if:
- You are experiencing financial hardship or drastic change from when you agreed to your mortgage.
- The outstanding debt you owe on your mortgage is worth more than your property.
- Your mortgage has a high interest rate.
- Your mortgage has an adjustable rate.
Contact us online to arrange your free consultation at our real estate law offices in Pompano Beach or Miami today!
Hear From Our Happy Clients
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""His dedication to getting his clients the best outcome is relentless.""
"I am so honored to leave Ron and his team this great review. I called all over Florida to find a lawyer that would help me with my real estate property issue and no one would even listen to me they just told me, we can not help you. When I first called Bilu Law, I felt they cared about their clients. Johanna scheduled a meeting with Ron right away, and when I spoke to Ron, he was the best because he took the time to listen to my situation and asked all the right questions. The best question he asked was what would I consider a good outcome and after telling him, he made that his North Star. After a few more meetings to understand my situation better, he told me how much it would cost me to have him try to resolve this issue with the best outcome and it was very reasonable. Among his profession, I would consider Ron to be among the best. His dedication to getting his clients the best outcome is relentless. I will refer him to all my friends and family and consider him a dear friend."- Carlos -
""Ron Bilu and his associates were willing to fight for me when other firms all wanted to throw in the towel.""
"Ron Bilu and his associates were willing to fight for me when other firms all wanted to throw in the towel. Ron’s professionalism and dedication ended with the best outcome I could ask for. I highly recommend Ron and his firm, especially Attorney Andrea Valencia who went above and beyond for me, a true asset to the firm. Many thanks to all."- Emporio -
""I highly recommend this office to deliver and satisfactorily settle your legal matters.""
"Bilu Law firm has advised and completed the paperwork on creating a Trust and I am satisfied with how thorough and professional Andrea and Annabella were in executing the task. Today, I'd like to thank the team of Nicholas and Andrea for accepting another case and delivering as promised, in a relatively short period of time and again, a satisfactory outcome. I want to especially thank Andrea for the knowledgeable and professional representation she exhibited as she guided me through the process. In addition, I express my appreciation for other members of your staff. ALL calls were passed on and one could consistently expect a quick response. There is a warmth from the front door, by staff to the discussion of business at hand. Wait time was never more than 3-5 minutes at each office visit. The advent of Covid- 19 and the societal interruptions it created, did nothing to deter the level of service offered by this firm. I highly recommend this office to deliver and satisfactorily settle your legal matters."- Aldith -
""Choosing this law firm was the best decision I have ever made.""
"I had the pleasure of working with Ron Bilu and his assistant Andrea. Choosing this law firm was the best decision I have ever made. Both Ron and Andrea were with me every step of the way and were very kind, helpful, and knowledgeable. In the end i was very pleased with the results and would recommend his services to anyone in need of a great real estate attorney. Thankyou so much Ron!"- Doris -
""They are professional, aggressive and the keep us informed of progress of our cases.""
"Our firm has engaged Ron Bilu and Nick Rossoletti and their amazing team of effective legal professionals for a variety of litigation matters and they are professional, aggressive and the keep us informed of progress of our cases. Their experience and knowledge of the law combined with a results oriented approach has helped our bottom line."- Jeffrey -
""ABSOLUTELY AMAZINGGGGGG!!!!!!!!!""
"ABSOLUTELY AMAZINGGGGGG!!!!!!!!! Ron Bilu and Andrea Valencia helped me beyond what I expected! They listen carefully to you and will fight for you till the wheels fall off! My outcome was beyond what I had imagined and it is all thanks to them backing me up and doing what they do best! I cannot express into words how much I strongly recommend this law firm to anyone who is facing the issues I had! Like I said, absolutely amazinggggg at what they do!!!!!"- Marlin
How Can a Loan Modification Make My Financial Life Easier?
Modifying the terms of your loan agreement can work to your benefit in several different ways. You may be able to reduce your interest rate to lower your payments, our you may be able to increase the term of your loan to give yourself more time to pay it off. If you need immediate ease of your financial burden, talk to your loan modification attorney in South Florida about shifting a larger portion of your loan to the end of its term.
There are a lot of things you can adjust to your mortgage that you may not be aware of right now, but any of them can help you prevent foreclosure. It’s in neither your nor your lender’s interest to go through foreclosure, so although lenders may not always be receptive to every modification proposal, rest a little easier knowing there’s an incentive out there for them to work with you.
Can a Loan Modification Work for a Second Mortgage?
If you have an additional home loan, Bilu Law can work with that lender to modify the terms of your second mortgage to become more manageable. The federal Home Affordable Modification Program permits this practice, and lenders are incentivized by the federal government to be more willing to accept borrowers’ proposals.
