Loan Modification

Loan Modification Attorneys in South Florida

Are You Struggling to Afford Your Mortgage? Visit Us at Our Officers in Pompano Beach & Miami.

If you’ve found yourself in a situation where you’re having difficulty affording your home loan, you are far from alone. AtBilu Law, we know there are thousands of people in a position like yours nationwide. If foreclosure’s become a very real fear for your future, reach out to us now for help with changing the terms of your existing mortgage.

Sometimes all people need is a significant tweak to their obligations in a mortgage to be able to comfortably afford their debt obligations. Lenders are aware of this, and many may be willing to work with your loan modification attorney in South Florida to make temporary or permanent adjustments to your monthly payments. Working with us could mean saving hundreds or thousands of dollars a month on your home loan payments and getting ahead of your financial situation before foreclosure becomes a real threat.

If you need mortgage relief through an adjustment of your loan agreement, reach out to Bilu Law online or call us at (954) 239-7386.

Do I Qualify for a Loan Modification?

People who want to adjust the terms of their mortgage agreement have the best chance of doing so when certain circumstances are true for their situation.

You may qualify for a loan modification if:

  • You are experiencing financial hardship or drastic change from when you agreed to your mortgage.
  • The outstanding debt you owe on your mortgage is worth more than your property.
  • Your mortgage has a high interest rate.
  • Your mortgage has an adjustable rate.

Contact us online to arrange your free consultation at our real estate law offices in Pompano Beach or Miami today!

How Can a Loan Modification Make My Financial Life Easier?

Modifying the terms of your loan agreement can work to your benefit in several different ways. You may be able to reduce your interest rate to lower your payments, our you may be able to increase the term of your loan to give yourself more time to pay it off. If you need immediate ease of your financial burden, talk to your loan modification attorney in South Florida about shifting a larger portion of your loan to the end of its term.

There are a lot of things you can adjust to your mortgage that you may not be aware of right now, but any of them can help you prevent foreclosure. It’s in neither your nor your lender’s interest to go through foreclosure, so although lenders may not always be receptive to every modification proposal, rest a little easier knowing there’s an incentive out there for them to work with you.

Can a Loan Modification Work for a Second Mortgage?

If you have an additional home loan, Bilu Law can work with that lender to modify the terms of your second mortgage to become more manageable. The federal Home Affordable Modification Program permits this practice, and lenders are incentivized by the federal government to be more willing to accept borrowers’ proposals.

What Can I Do to Modify My Mortgage Today?

If you need instant mortgage relief, unfortunately, there is no such thing short of a windfall of money. That said, anyone can begin working toward a more manageable home loan agreement by contacting a loan modification attorney in South Florida.

At Bilu Law, our attorneys offer free consultations to anyone who wants to explore the possibility of mortgage relief by adjusting the terms of their loan agreements.

Clients Share Their Experience

  • “"My wife and I recently hired Ron Bilu to help us file a bankruptcy. From beginning to end the process of working with Ron was fantastic. Ron explained everything in detail to us, kept us up to date ...”

    - John
  • “"My experience was very successful and without any hesitation, I will use his service again or recommend him to anyone. He was very professional and treated me with the utmost respect. I sought his ...”

    - Carola
  • “"Ron Bilu helped our family through a very challenging time, dealing with the loss of our home to foreclosure. Ron and his staff (Especially Cindy!!) were fantastic, kept us constantly up to date on ...”

    - Paul
  • “"Ron Bilu is an attorney of the highest caliber and has assisted me and my clients multiple times in all aspects of law including real estate, immigration, and criminal law. I would recommend him to ...”

    - David
  • “"On two separate incidences (i.e., 5 years apart), I contacted and hired Ron Bilu regarding landlord/tenant conflict. The former issue expanded with Condo Management as a third-party; the latter court ...”

    - Jewel

Committed to Protecting Your Rights


  • Extensive Experience

    We've helped thousand of clients with their legal needs spanning across 67 counties in Florida.

  • Responsive

    We provide fast-acting and accessible legal advice. Our attorneys are there when you need them the most.

  • Hablamos Español

    Our team speaks Spanish to ensure that you understand the legalities of your case.

  • International Law Firm

    We are members of an international law firm network that allows us to assist clients nationally and worldwide.

Let Us Help Solve Your
Legal Troubles

  • Please enter your first name.
  • Please enter your last name.
  • Please enter your phone number.
    This isn't a valid phone number.
  • Please enter your email address.
    This isn't a valid email address.
  • Please make a selection.
  • Please enter a message.